Your Health Matters

It's time to take control of your health with insurance that covers your needs.

 "I have worked in the insurance industry for 15+ years. I am passionate about helping my clients find the right insurance plan or program to fit their needs! At Refuge Insurance, everyone is treated like family!"

Byron Crocker
Independent Insurance Agent

Individual & Family Plans

Health Insurance

Health insurance comes in different packages, and we can work together to find out which is best for you. Whether you just want basic coverage, full coverage, or anything in between, there's something out there for everyone.

Parts A, B, C, & D

Medicare Products

Medicare doesn't have to be confusing. Let me help you figure out what kind of Medicare plan works best for you between Original Medicare, Medicare Advantage, Medicare Supplement, or a Prescription Drug Plan.

Whole, Universal, & Final Expense

Life & Final Expense

Life insurance can help to give you and your family peace of mind knowing that in the worst of times, they'll be taken care of. Let me help you make your 'just in case' plan with life insurance.



It's never too late to initiate your retirement planning. Annuities represent an excellent choice for securing a guaranteed income stream during your retirement years.

Overall Well-Being

Dental & Vision

In promoting your overall well-being, I will connect you with the proper health insurance to cover dental and vision. I'll find the plan that gives you peace of mind when unexpected dental and vision expenses arise.

Hospital Stays

Hospital Indemnity

Hospital stays are never fun. Hospital Indemnity insurance can help offset the costs of an unexpected hospitalization that your regular health insurance doesn't cover.

How To Reach Me


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